Every transaction is different. Some require that you go pick out exactly what you want and then they take care of getting it put in. Some give a check at closing. Some give the allowance at a specific retailer that you go to to pick something and any difference is given back to the seller per their agreement with the retailer. You just need to ask.
PS: If you were given any allowances for anything else, I would ask that the remainder of the fridge allowance be put towards the others (like if you wanted to upgrade the stove or flooring, etc). Just a thought.
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Rachael & family 2010 nights: 7 down, 17 to go
2010 Gulfstream Sport 21TSB hybred bunk house
2002 Trailblazer 4x4 EXT
2005 Rockwood Premier 1904 SOLD
2001 Keystone Cabana 17 ft hybred SOLD
2000 Trail-lite Bantam 21 ft hybred INS LOSS
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